Gallagher Inglis Logo

Specializing exclusively in:

REAL ESTATE – purchases, sales, mortgages, transfers, severance deeds

ESTATES – Wills, Powers of Attorney, Administering Estates

CORPORATE – Incorporation, Maintaining Minute Books, Amendments, Amalgamations, Share Purchases, Asset Purchases

Our professional, courteous staff are ready to assist you!

We wish to welcome Kathleen Rogers to our growing team as our new receptionist!

MORTGAGE ON TITLE

One of the first questions we ask a client when selling their property is whether they have a mortgage or line of credit secured by the property. When you sell a property, any mortgage, secured line of credit or debt secured by the property must be paid off. Sometimes, a client will indicate that they have paid out their mortgage or line of credit and there is nothing owing against the property, however, a title search reveals a charge against the property. A mortgage or line of credit is not always automatically discharged when it is paid out. A line of credit, for example, will stay on title until either you sell the house, or you specifically request that it be discharged. In cases of old mortgages, the banks previously sent the discharge documents to the home owners which were to be taken to the lawyer to be registered. In many cases, the home owners thought the documents meant the mortgage was paid out and did not take them to a lawyer to be registered. This can sometimes lead to delays in obtaining new financing or the sale of the home, especially if the lender is no longer in existence or deceased. It is always best to follow up with the lender after paying out your mortgage to ensure it has been discharged from title and request that they provide you with a copy once the discharge has been registered to avoid any possible issues in the future.

DUE TO THE COVID VIRUS PANDEMIC

– in the interest of keeping our staff and clients safe and healthy, our office door is now locked. If you need to speak to us please call us at 613-432-8537 or email us at info@gallagheringlis.ca. We are making alternate arrangements for the signing of documents.

HAVE SOME EXTRA TIME ON YOUR HANDS?

We often hear, “I’ve been meaning to get to doing my Will, I just haven’t had the time!”
Now is the time! There is no need to leave your home, just call us at 613-432-8537, or email at info@gallagheringlis.ca and we can discuss your instructions safely and remotely.

ANNOUNCEMENT

Gallagher & Inglis Professional Corporation is pleased to announce that Bruce Leach has joined our law office! We welcome Bruce and look forward to having him on our team. Bruce has been practicing law in the Pembroke/Cobden area for 40 plus years and brings with him a wealth of knowledge and experience.

Contact Us

Office Hours – Monday – Friday
8:30 a.m. to 12:00 p.m. & 1:00 p.m. to 4:00 p.m.
Closed weekends and holidays

Office Address
33 Renfrew Avenue East
Renfrew, Ontario K7V 2W6

Telephone: 613-432-8537
Fax: 613-432-8538
Email: info@gallagheringlis.ca

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Gallagher & Inglis Professional Corporation

© 2018 Gallagher & Inglis Professional Corporation, All Rights Reserved.

33 Renfrew Avenue East, Renfrew, Ontario K7V 2W6 Canada
Tel: 613-432-8537 - Fax: 613-432-8538 - info@gallagheringlis.ca



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